Speak Life Counseling, PLLC
Speak Life Counseling, PLLC

Home

About

Services

◦ Online Therapy

◦ Anxiety Therapy

◦ Trauma Therapy

◦ EMDR Therapy

◦ Mindfulness-Based Therapy

◦ Christian-Based Therapy

Billing

FAQ

Contact

Client Portal

Accepted Payments

I accept payment via insurance and/or debit/credit card (Mastercard, Visa, Discover, American Express) or HSA/FSA. Cards will be processed through Stripe, the electronic payment processing system connected to the health records system I utilize. Payment is due at the time of service unless your insurance coverage requires another arrangement. I require all clients to have a card on file and be enrolled in AutoPay. Feel free to reach out to me via phone or email for any questions you may have about billing/payment or insurance.


In-Network Insurance

I am currently in-network with the following insurance carriers: Aetna and Optum (UnitedHealthcare, Oscar, Harvard Pilgrim, Oxford, and UMR). I encourage you to contact your insurance carrier to verify your benefits, network coverage, and to receive an authorization if needed. It may be helpful to ask the following questions:

  • Does my plan have coverage for mental health services?
  • Is there a limit to the number of sessions I can attend per year?
  • Is approval required from my primary care physician?
  • What is the coverage amount per therapy session?
  • What is my deductible and has it been met?
  • Do I have to pay a copay or coinsurance rate?

Out-of-Network Insurance

If you receive Out-of-Network (OON) benefits as a part of your insurance plan, I can provide a receipt of services (called a superbill) for you to present to your insurance carrier to request reimbursement from them directly. I recommend you contact your insurance carrier to determine their process for accepting OON benefits prior to beginning services with me. You will be responsible for the cost of services at the time of service.

Private Pay

I charge $150 per 60 minute session. In an effort to provide counseling to more individuals of all economic means, I offer a limited number of sliding scale (reduced rate) options. If you are experiencing a need for financial assistance, feel free to contact me about the availability of sliding scale options.


Good Faith Estimate Notice

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.